1. Terms of Service

1.1 Acceptance of Terms

By accessing and using FinanceTracker, you accept and agree to be bound by the terms and provision of this agreement.

1.2 Use License

Permission is granted to temporarily use FinanceTracker for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display
• attempt to reverse engineer any software contained on the website
• remove any copyright or other proprietary notations from the materials

1.3 User Account

You are responsible for safeguarding the password and for maintaining the confidentiality of your account. You agree not to disclose your password to any third party and to take sole responsibility for activities that occur under your account.

2. Privacy Policy

2.1 Information We Collect

We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support. This includes:

• Name and email address
• Financial data you input (spending records, notes, categories)
• Usage data and preferences
• Device and browser information

2.2 How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process transactions and send related information
• Send technical notices and support messages
• Respond to your comments and questions
• Analyze usage patterns to improve user experience

2.3 Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties. Your financial data remains private and is only accessible to you through your secure account.

2.4 Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Your data is encrypted both in transit and at rest.

2.5 Data Retention

We retain your information for as long as your account is active or as needed to provide services. You may delete your account at any time, which will permanently remove your data from our systems.

2.6 Your Rights

You have the right to:

• Access and update your personal information
• Delete your account and associated data
• Export your financial data
• Opt out of non-essential communications

3. Contact Information

If you have any questions about these Terms of Service and Privacy Policy, please contact us at: